Home - My Pensacola Credit Union

Loan Rates

Loan Rates as of March 15, 2025

Loan Rates
Type of Loan Rate* APR** Terms
Lucky Auto Loans (New) Special 3.99%¹ 5.69% - 17.99% 3.99%¹ 5.69% - 17.99% Special rate up to 36 months¹, other terms up to 86 months
Lucky Auto Loans (Used) Special 3.99%¹ 5.69% - 17.99% 3.99%¹ 5.69% - 17.99% Special rate up to 36 months¹, other terms up to 86 months
Lucky Boat & RV (New) Loans Special

3.99%¹ 5.79% - 17.99%

 3.99%¹ 5.79% - 17.99% Special rate up to 36 months¹, other terms up to 120 months
Lucky Boat & RV Loans (Used) Special 3.99%¹ 5.79% - 17.99% 3.99%¹ 5.79% - 17.99% Special rate up to 36 months¹, other terms up to 120 months
Lucky Motorcycle & ATV Loans (New) Special 3.99%¹ 5.79% - 17.99% 3.99%¹ 5.79% - 17.99% Special rate up to 36 months¹, other terms up to 86 months
Lucky Motorcycle & ATV Loans (Used) Special 3.99%¹ 5.79% - 17.99% 3.99%¹ 5.79% - 17.99% Special rate up to 36 months¹, other terms up to 86 months
My4Whatev$ 9.70% - 17.99% 9.70% - 17.99% up to 72 months
My Score Card Credit Cards 9.40% - 17.99% 9.40% - 17.99% N/A
Line of Credit 10.20% - 17.99% 10.20% - 17.99% up to 72 months
Home Purchase  Check Rates Check Rates Check Rates
Seasonal Loan 8.70% - 17.99% 8.70% - 17.99% up to 12 months
Disaster Preparedness Loan 8.70% - 17.99% 8.70% - 17.99% up to 24 months
Personal "Signature" Loan 15.70% - 17.99% 15.70% - 17.99% up to 72 months
Special Purchase Loan

6.70% - 17.99%

 6.70% - 17.99% up to 84 months

¹ Lucky Loans Special: Rates and payment options based on creditworthiness, term, and other factors. Existing Credit Union loans do not apply. No other offer may be applied. Application must be received by March 31, 2025, in order to qualify for this special. APR = Annual Percentage Rate.

* Loan rate eligibility is based on credit worthiness, income, and employment history. Please contact a loan officer for questions about qualifications. Rates posted above are "as low as" and subject to change without notice. Maximum loan term will depend on age, value, condition, and mileage of collateral and/or amount of the loan. Some restrictions may apply.

** APR = Annual Percentage Rate.

Loan rate effective date: March 15, 2025.

Credit Cards - There are costs associated with the use of a VISA Scorecard.  To get information about these costs, call us at 850.432.9939 or toll free 888.432.9939 or you can visit/write us at 108 South Reus Street, Pensacola, FL 32502 to request a disclosure.