Home - My Pensacola Credit Union

Loan Rates

Loan Rates as of November 2, 2024

Loan Rates
Type of Loan Rate* APR** Term
Auto Loans (New) 5.69% - 17.99% 5.69% - 17.99% up to 86 months
Auto Loans (Used) 5.69% - 17.99% 5.69% - 17.99% up to 86 months
Boat and RV (New)

5.79% - 17.99%

 5.79% - 17.99% up to 120 months
Boat and RV (Used)  5.79% - 17.99% 5.79% - 17.99% up to 120 months
Motorcycle or ATV (New) 5.79% - 17.99% 5.79% - 17.99% up to 86 months
Motorcycle or ATV (Used) 5.79% - 17.99% 5.79% - 17.99% up to 86 months
My4Whatev$ 9.70% - 17.99% 9.70% - 17.99% up to 72 months
My Score Card Credit Cards 9.40% - 17.99% 9.40% - 17.99% N/A
Line of Credit 10.20% - 17.99% 10.20% - 17.99% up to 72 months
Home Purchase  Check Rates Check Rates Check Rates
Seasonal Loan      
Disaster Preparedness Loan 8.70% - 17.99% 8.70% - 17.99% up to 24 months
Personal "Signature" Loan 15.70% - 17.99% 15.70% - 17.99% up to 72 months
Special Purchase Loan

6.70% - 17.99%

 6.70% - 17.99% up to 84 months

* Loan rate eligibility is based on credit worthiness, income, and employment history. Please contact a loan officer for questions about qualifications. Rates posted above are "as low as" and subject to change without notice. Maximum loan term will depend on age, value, condition, and mileage of collateral and/or amount of the loan. Some restrictions may apply.

** APR = Annual Percentage Rate.

Loan rate effective date: November 2, 2024

(1) Credit Cards - There are costs associated with the use of a VISA Scorecard.  To get information about these costs, call us at 850.432.9939 or toll free 888.432.9939 or you can visit/write us at 108 South Reus Street, Pensacola, FL 32502 to request a disclosure.