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Fund almost any dream, goal, or plan affordably with our My4WhatEv$ Personal Loan. With low monthly payments thanks to our competitive rates and term options — My Pensacola CU makes the application process easy by saving you time and money so you can get onto achieving whatever it is you're looking to achieve.
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Our competitive rates make for low monthly payments.
Rates based on chosen loan amount and term.
Up to 90 days until your first payment.** Up to two (2) Skip-A-Pays per year.**
Simply click here to get started or apply via Online or Mobile Banking.
Just click here to apply, get qualified, then your loan makes you a member!
If you have any questions or problems with applying, please contact us.
Your designated Personal Loan Officer will contact you directly to help complete your loan your way.
Pick your level of protections from GAP, MRC, Credit Life, and/or Credit Disability.
Stop by an office or receive an email — we'll do the final closing in-person or electronically.
DISCLAIMERS
*Rates and loan terms subject to credit approval. Other conditions may apply. Membership eligibility required. Rates are subject to change without notice. Contact the Credit Union for full details.
Payment Example: A $10,000 My4WhatEv$ Loan at 9.70% Annual Percentage Rate (APR) for a 72-month term – estimated monthly payments of $184 or $19.00 per $1,000 borrowed.
Requirements: Loan will be approved through normal underwriting guidelines.
Eligible Loan Types: My4WhatEv$ (Personal) Loans.
Loan Amount: Loan amounts will vary based on credit, income, employment, etc. My Pensacola CU will work to help find an amount with a payment you are comfortable with.
**Repayment Terms: Terms will vary by loan type, loan amount, and credit score with up to 90 days before your first payment. Members are allowed the option to skip up to two (2) qualifying loan payments within every 12-month period for a $30 Online or Mobile Banking Skip-A-Payment fee, or a $40 in-person or via phone Skip-A-Payment fee. Interest still accrues on any skipped loan payments. Click here to learn more about our Skip-A-Payment program. Contact the Credit Union for full details.
Interest Rates: Rates are determined by the member’s credit score, the loan term, age, mileage and Loan-to-Value (LTV) of the vehicle.
Fees: There are no processing fees.
Early Payoff Penalty: None.