Home - My Pensacola Credit Union

Fee Schedule

Service and OTHER Fees Schedule

At My Pensacola Credit Union, we believe in making things simple and easy to find. We also believe in giving you (our members) as much value as possible — which is why we offer a number of Free Services. You'll find a complete list of our Free and Fee services below:

Fee Schedule

Electronic services
Service Fee
Online Account Access (It'sMe247) FREE
Mobile Banking FREE
Text Banking FREE
eStatements FREE
Bill Pay (up to 10 payments/month with eStatements)* FREE
ATM withdrawals (at designated ATMs) FREE
E-Alerts FREE
Direct Deposit FREE
CU*Talk (Telephone Audio Response Teller) FREE

Member Services

Member Services
Service Fee
Official Checks (issued to Account Owner) FREE
Checking (No Min Balance and No Monthly Service Fee) FREE
Check Cashing FREE
Debit Card FREE
Annual Credit Report (get it online at www.AnnualCreditReport.com) FREE

Fee Schedule

ACH/ATM/Debit/Share Draft Account Fees
Service Fee
ATM Withdrawal/Transfer Fee (transaction at non-designated ATMs) $0.50/Transaction at non-designated ATMs
Block/Reissue Debit Card $10/Card
International/Foreign Debit Transaction Fee 1% of Transaction Amount
Official Check Replacement $5/Check
Overdraft Transfer Fee $3/Transfer
Overdraft Privilege (ODP)/Insufficient Funds $29/Item
NSF $29/Item
Return Deposit Item Fee $10/Item
Return Deposit Item Fee (Account Owner Issued) $29/Item
Stop Payment Fee $29/Request
Bill Pay (without eStatements) $4.95
Other Service Fees
Service Fee
Account Activity Printout $3/Printout
Account Number Reassignment $20/Account
Account Research/Reconciliation $20/Hour (minimum $10.00)
Account Research/Reconcilitation (management) $30/Hour (minimum $15.00)
Check Copy Fee $3/Item
Christmas Club Account Withdrawal Fee $10/Withdrawal
Document Photocopy Fee $0.25/Page
Dormant Account Fee 

$10/Quarter
No activity for 12 months & balance under $100.00
Money Orders $2.00/Money Order
Mortgage Subordination or Modification Fee $200
Official Check Copy Fee $5/Item
Reopen account w/in 90 days of Closing or Open under New Account Number $15/Account
Returned Mail Fee (No Forwarding Address) $5.00/Item
Statement Copy Fee $3/Statement
Third Party Official Check Issue $2/Check
Wire Transfer Fee (Incoming) $5/Wire
Wire Transfer Fee (Domestic Outgoing) $15/Wire
Wire Transfer Fee (International Outgoing) Service not offered
Legal Fees
Service Fee
Escheat Fee $50
Levy, Garnishment, and/or Attorney Consulting $25/Document
Safe Deposit Box Fees
Service Fee
Rental Size 3 x 5 $15/Year
Rental Size 5 x 5 $25/Year
Rental Size 3 x 10 $30/Year
Rental Size 10 x 10 $75/Year
Change of Locks/Drilling/Key Copy $200.00
Key Copy $20.00/Key

Fees are effective April 17, 2017.

*Bill Pay: Service fee of $0.50 per additional item